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How To Select The Right Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the right mutual funds can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and choose investments aligned with your long-term aspirations.

Financial Emergency: Is Taking a Loan Against Mutual Fund Units Better Than Redeeming Them?

Sometimes, we face financial emergencies and the only option left is to sell our assets or take a loan against them. In this article, we will discuss whether taking a loan against mutual fund units is better than redeeming them.

Successful Investing – 5 Incredible Learnings From the Past 20 Years

The year was 2001 and Atul, an avid investor, was all geared up to secure his retirement. He was 40 years old then and his retirement was 22 years away. He started investing Rs. 25,000/- every month systematically in an equity mutual fund… Before I reveal the outcome of Atul’s investing journey, let us dive into some valuable investing lessons of the past 20 years.

Ways of Repaying a Home Loan Early and Saving Interest

Everybody aspires to buy their dream home at some stage in life. But, for most people, a dream home purchase with their own money is not possible due to the huge amount involved. Hence, most people have to resort to taking a home loan.

Your Guide to Buying a Health Insurance Policy

Several general insurance companies and standalone health insurance companies offer health insurance plans. Each company offers multiple health insurance plans. Within each health insurance plan, there can be two to four variants.

10 Things to Consider when Buying a Term Life Insurance Policy

If you are the sole earning member or one of the earning members of your family, you need to buy term life insurance. Your life insurance policy is a financial backup for your family in the event of your untimely demise.

Upcoming Lok Sabha Elections: Do They Warrant Any Change in Your Portfolio And Strategy?

India will be heading to Union Elections in the months of April and May. The results will be announced on 4th June 2024.

Gold: Why Do Indians Buy Gold, Its Returns, How To Buy, And Is Buying Gold A Good Investment?

On 22nd March 2024, the 24-carat gold prices in Delhi hit an all-time high of Rs. 67,985/tola. The price rose after the US Federal Reserve, in its monetary policy meeting on 20th March, indicated that it will cut interest rates in the second half of 2024.

Is Insurance a Good Investment?

You invest regularly to achieve your financial goals. While doing so, you should buy life insurance as it is your family's financial backup in the event of your untimely death. It is recommended that you keep the two (investments and insurance) separate, as each has a distinct purpose. However, many people end up mixing the two in a single product in the form of a participating life insurance policy or a ULIP (unit-linked insurance plan). Is it a good idea to keep insurance and investments separate or buy a bundled product? Let us discuss.

Small-Caps Are Correcting: Should Investors Be Worried? What Should They Do?

In the last few months, small-cap funds have been the most favoured segment of retail investors. Small-cap mutual fund schemes have been attracting a lot of fund inflows from retail investors. On 7th February 2024, the Nifty Smallcap 250 Index hit an all-time high of 15,489. Since then, the index has corrected a little over 10% as of March 2024. Some individual small-cap stocks that are a part of the index have corrected even more in the 15-25% range or higher. As a retail investor in small-cap mutual funds should you be worried about a further correction? What should you do? Let us discuss.

Why the ‘Stress Test on Mid and Small Cap’ Funds Should Not Stress You Out

Looking at the high returns of mid and small-cap mutual fund schemes in the last one year, retail investors have been pouring big money into these schemes. Recently, SEBI and several market experts have been raising questions on the valuations of mid and small-caps and the froth building up.

Passive Income: What Is It, Sources, Benefits, and How to Build It?

Legendary investor Warren Buffett is well known for his financial quotes. Let us list two of his quotes. He said: "If you don't find a way to make money while you sleep, you will work until you die". He also said: "Never depend on a single income. Make investment to create a second source".