Investing Insights

Harsh Gahlaut

Founder & CEO

With over 2 decades of experience in the investment industry, Harsh is considered a subject matter expert in personal finance and has a keen interest towards the behavioral side of investing.

FinEdge’s bionic business model and its tech investment platform, Dreams into Actions (DiA), has been conceptualized by Harsh and enables the unique ability of FinEdge to bring the best of processes, people and technology together to deliver tangible value to investors.

Before founding FinEdge in 2011, he has worked extensively in the wealth management & private banking space with Standard Chartered Bank, Religare Macquarie & Dawnay Day AV.

Harsh is an MBA from Symbiosis Institute of Management Studies (Pune) and completed his BCom (Honours) from Hansraj College (New Delhi). Most of his schooling was done in Army Schools (APS – Dhaula Kuan).

A man in a suit wearing a face mask sits on stairs with his head in his hand, appearing distressed, against a backdrop of a declining stock market graph—symbolizing financial crisis or market downturn.

Why the ‘Stress Test on Mid and Small Cap’ Funds Should Not Stress You Out

Looking at the high returns of mid and small-cap mutual fund schemes in the last one year, retail investors have been pouring big money into these schemes. Recently, SEBI and several market experts have been raising questions on the valuations of mid and small-caps and the froth building up.

Glass jar filled with coins, with a small green tree growing from the top, symbolizing financial growth and wealth accumulation through mutual fund investments.

With FinEdge, MUTUAL FUNDS Sabse Sahi Hai !

Every day, more and more smart investors are looking to invest in mutual funds nowadays. With more than 38 lakh crores of mutual fund investment as on date and more than 5.5 Lakh crore SIP mutual fund investment accounts, it’s an undisputed fact that “Mutual Funds Sahi Hai!!

A futuristic digital interface displaying interconnected hexagonal icons representing finance, technology, cloud computing, analytics, and communication. This visual illustrates how FinEdge is leveraging technology to deliver financial solutions during th

How FinEdge is leveraging Tech during the COVID-19 pandemic

We are currently in the midst of unprecedented times. As the COVID-19 pandemic brings the world to a literal standstill, Financial Advisors are scrambling to find their feet and continue serving their customers. To add fuel to the fire, equity markets witnessed a selloff of unrivalled proportions as fear and panic took over right after the lockdown began. During the past month of the crisis, FinEdge has proudly continued to deliver high quality Financial Advice to customers, while ensuring the complete safety of its employees. Here are some ways in which leveraging on technology has helped us in our endeavours.

An illustration of a confident woman in a yellow dress sitting on a rocket, symbolizing financial growth and independence. Surrounding her are upward-trending charts, representing financial planning and empowerment for women.

Why is Financial Independence Important for a Woman

Women and financial independence have become increasingly important topics in recent years, as women continue to strive for more recognition and autonomy in the workplace, and in society at large.

Smart Profit Booking Strategy for Long-Term SIP Investors

Equity SIPs are great vehicles for long-term wealth creation. But what if markets are overheated and corrections seem likely? In such situations, investors often wonder: should I stay fully invested or take some action? This blog offers a tactical profit-booking strategy using liquid funds and STPs — without halting your SIP or losing sight of your goals.

How to Create a Fund for Your Child’s Marriage Goal

Before diving into numbers and strategy, it’s important to recognise that a child’s wedding is both a cherished family milestone and a major financial event. Planning for it thoughtfully ensures your aspirations don’t lead to financial stress.

Business professional placing coins in a piggy bank with text “Mutual Funds vs FDs – Which One Gives You Better Returns?” highlighting investment comparison.

Mutual Fund vs. Fixed Deposit Returns Over 10 Years: The Data Speaks

Fixed deposits promise safety and certainty, while mutual funds offer growth and wealth creation. But when you look at 10 years of data, the difference in outcomes is striking, especially once inflation and taxes are considered.

Child’s education abroad financial roadmap with FinEdge branding and a hand placing a graduation cap on stacked coins with growing plants.

Planning Your Child’s Education Abroad: A Financial Roadmap

Sending your child abroad for higher education? Here’s a step-by-step plan to help you turn aspiration into action.

Step-up SIP versus regular SIP with FinEdge branding and a backdrop of financial graphs and a globe on a laptop keyboard.

Step-Up SIP vs. Regular SIP: Which One Builds More Wealth?

Explore how Step-Up SIPs, small annual increases, can make a big difference when you're saving for major life goals.

Direct vs regular mutual funds with FinEdge branding and a person analyzing stock charts on a tablet.

Direct vs Regular Mutual Funds: What Investors Often Get Wrong

Are regular mutual funds really more expensive? Or is there more to the story?

Person using a digital tablet with stock market graphs, symbolizing bionic investing in India and the future of personalized wealth creation by FinEdge.

Bionic Investing in India: The Future of Personalized Wealth Creation

Investing in India is evolving, but not in the way you might think. While digital platforms and robo-advisors offer convenience, they often fall short in understanding investor behavior and goals. That’s where bionic investing in India steps in - a powerful model where human insight and technology come together to deliver long-term, personalized wealth creation.

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Why Most Investors Underperform Their Investments (Returns Gap Explained)

Many investors fail to achieve the full potential of their investments, not because they chose the wrong funds, but because of how they behave during market ups and downs. This difference in expected vs. actual returns is called the returns gap, and understanding it is crucial for long-term success.