Investing Insights

FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

How Falling Markets Can Benefit Your SIP Plan

Market downturns can trigger anxiety, but for SIP investors, they present a golden opportunity. By consistently investing through volatility, you benefit from rupee cost averaging, accumulating more units at lower prices and enhancing long-term returns. With the power of compounding and a disciplined approach, SIPs turn market dips into wealth-building moments

Your Child’s Education Goal: A Step-by-Step Investment Guide

Every parent wishes for a bright and secure future for their child, and that includes a quality education. Achieving this goal requires advanced and proactive planning to ensure you’re financially prepared to support your child’s aspirations. In this article, we will explore why it is important to plan for your child's education and some best practices for the same.

Understanding the Difference Between Multicap and Flexicap Funds

When it comes to equity mutual funds, investors often come across a variety of fund categories tailored to meet different investment objectives. Two categories that frequently cause confusion are Multicap Funds and Flexicap Funds. While both invest across market capitalizations (large-cap, mid-cap, and small-cap stocks), they differ significantly in their investment approach and mandates. Understanding these differences is crucial for making informed investment decisions.

Systematic Withdrawal Plans (SWP): A Reliable Way to Generate Regular Income

An SWP allows investors to withdraw a predetermined amount from their mutual fund investments at regular intervals, such as monthly, quarterly or annually. The beauty of SWPs lies in their flexibility—they provide consistent income while allowing the remaining investment to continue growing.

Goal-Based Investing - What if Investments are not Linked with Financial Goals?

Investing using a goal based SIP calculator is an approach to investing that aligns the investor’s financial goals with their investments. The idea is that an investor’s investments should be tailored to their individual life goals, such as retirement, college savings, or buying a home. The goal-based investing approach encourages investors to analyze their financial goals and create a portfolio that is tailored to meeting those goals.

Why is a SIP Investment Calculator beneficial?

With the rapid rise in online financial planning, more and more smart investors are choosing SIP investments as their investment avenue of choice for meeting their long and short term goals. As a thumb rule, SIP’s work best when you dispassionately keep them running despite the ups and downs of the markets.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

Three biases that could impact your Financial Planning

When it comes to financial planning, behavioral biases can be your biggest obstacle. The sunk cost bias, conservatism bias, and action bias often prevent investors from making rational decisions, leading to poorly diversified portfolios, missed opportunities, and unnecessary costs. Recognizing and addressing these biases is key to successful financial planning.

The benefits of ELSS investment for the salaried class

ELSS Funds (Equity Linked Savings Schemes) are one of the best options for saving taxes under Section 80C. In a nutshell, an ELSS is an equity-based, diversified tax saving mutual fund scheme with a hard lock-in period of 3 years.

How are Mutual Fund SIP Returns Calculated?

Sriniwas's confusion over his SIP returns highlights a common misunderstanding. Absolute returns can be misleading, and the real figure to focus on is the CAGR (Compound Annualised Growth Rate), which gives a clearer picture of investment performance. Understanding how SIP returns are calculated can make all the difference.

5 Most Effective Ways to Get Your Financial Life on Track in 2023

To get your financial life on track in 2023, focus on key strategies like creating a budget, cutting unnecessary expenses, building an emergency fund, starting a SIP in ELSS for tax-saving investments, and investing in personal growth. With careful planning and the guidance of a financial planner, you can achieve financial stability and work toward a secure future.

Three Things That Could Surprisingly Affect Your Debt Mutual Fund Returns

The 95 Lakh Crore Fixed-Deposit base in India is witnessing an exodus these days. With key FD rates falling to near 6 per cent levels, more investors are turning to debt mutual fund investments to park their low risk funds.