Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

The 3 rules of Mutual Fund Investments

Over the years, Mutual Fund Investments have emerged as the top choice for smart investors who are not averse to taking a measured degree of risk in pursuit of achieving better real returns than traditional investments. For long term Wealth Creation, “Mutual Funds Sahi Hai!”.

Are Debt Mutual Fund Investments Risky?

Propelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, hordes of investors channelized their low-risk moneys from traditional instruments such as Bank Fixed Deposits, into Debt Mutual Fund Investments last year.

3 Reasons Why a SIP in an ELSS Makes Sense

Equity Mutual Funds have been going great guns of late! Despite the volatility witnessed during FY18, Equity funds (including ELSS) witnessed robust net inflow of Rs. 1.71 lakh crore. In the eleven-month period ending February 2018, cumulative SIP contribution was Rs. 60,071 crores. It is estimated that more than Rs. 6,000 crores now flow into Mutual Funds each month, via the SIP route.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.

“Change in Fundamental Attributes” of Your Mutual Fund Investment? Here’s How to Decode it!

SEBI, as a forward-thinking regulator, has always taken steps keeping investor interests at the centre of its decision-making process. It’s most recent directive mandated that AMC’s (Asset Management Companies) need to change the names and other attributes of some of their schemes, in order to more accurately reflect their modus operandi.

Why people lose money in Equity Mutual Funds

Equity Mutual Funds can be a great wealth-building tool when approached with patience and strategy. Avoid impulsive decisions driven by greed, fear, or impatience, and focus on long-term goals. Stick with your research, trust your advisor, and remember – don’t obsess over NAVs. When done right, Equity Mutual Funds truly are ‘Sahi Hai’ for creating lasting wealth.

How NOT to plan your Retirement!

Retirement planning is no joke, and avoiding these common mistakes can make all the difference in your future. Start early, invest wisely, and factor in the rising costs of healthcare and inflation. Don’t depend on traditional, low-return instruments or on your kids to bail you out. Take control of your financial future today, and retire with peace of mind!

How Not to plan your Retirement!

Read this blog to learn things to avoid while planning for retirement. Reconsider your investment strategy if you are doing anyone of these. To know more, visit FinEdge now.

6 Things You Need to Know About Child Education Planning

Like most Indian parents with young kids, you most likely aspire to provide your child with a top-quality education. However, being able to successfully fund a great education for your kid requires advance planning, and the determination to stick to a long-term plan resolutely. Here are five important things for you to keep in mind.

What is a SIP Investment?

Systematic Investment Plans (SIP) have grown tremendously in popularity over the past few years. It is estimated that nearly Rs. 60,000 Crores of savings have been deployed into Mutual Funds in 2017-18 using SIP’s. With SIP’s, investors can automatically invest a fixed sum of money in a mutual fund at pre-specified intervals of time – for instance, once a month, week, or fortnight by issuing a one-time instruction for the same. Just like a Recurring Deposit (RDs) for mutual funds, SIPs help you invest regularly and with discipline; they also take away the hassle of having to manually invest money every month.

How to invest in Mutual Funds profitably

With its steadily growing asset base that recently topped the Rs. 22 trillion (22 lakh crore) mark, Mutual Funds have grown in popularity over the past three years. However, not all investors would share AMFI’s view that “Mutual Funds Sahi Hai”!

What is an Equity Mutual Fund?

Despite the stock markets predominantly declining since the Union Budget on 31st January, net inflows into Equity mutual fund (MF) schemes continued to remain strong last month. According to data from AMFI, Equity funds (including ELSS) witnessed monthly net inflows of Rs. 16,268 crore in February ‘18, up 5.7% month on month, and more than 150% on a year on year basis. The increase was mainly driven by sustained inflows through Systematic Investment Plans (SIPs). According to data from AMFI, the cumulative SIP contribution has been Rs. 53,646 crore so far in FY2018.