Investing Insights

FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

Planning your Short-Term Investments using Mutual Funds

Short-Term Mutual Fund Strategies: Mutual funds aren’t just for long-term wealth creation; they can be used effectively for short-term investments based on tax bracket and time horizon. (Investment Flexibility) Debt vs. Arbitrage Funds: Short-term debt funds suit most investors, but if your horizon exceeds one year and you're in the highest tax bracket, arbitrage funds may offer better post-tax returns. (Tax Efficiency & Fund Choice)

Top Advantages of ELSS Mutual Funds

With the AMFI creating widespread awareness about Mutual Funds through its ubiquitous “Mutual Funds Sahi Hai” campaign, ELSS (Equity Linked Savings Funds) have gained in popularity in the past few months. Many investors made the smart move of starting a Mutual Fund SIP in an ELSS at the start of the Financial Year itself, thereby having achieved their Section 80 C targets with relative ease.

Four Things to Keep in Mind While Making SIP Investments

Mutual Fund SIPs are not risk-free, returns may vary, volatility benefits long-term growth, and fund selection should align with your investment horizon.

3 Tips to Plan your Retirement with Mutual Funds

Mutual Funds offer a strategic approach to retirement planning through aggressive SIPs, disciplined investing, and systematic de-risking, ensuring financial security and steady income post-retirement.

A Quick Look At The Different Types of Mutual Fund Investments

Understanding the different types of Mutual Funds—Equity, Debt, Hybrid, ETFs, and International Funds—helps investors choose the right investment strategy based on risk appetite, financial goals, and market conditions.

5 Reasons Why you Need a Financial Advisor

A Financial Advisor helps you avoid behavioral traps, stay organized, track market trends, prevent poor decisions, and stay aligned with financial goals.

Three Smart Applications of Liquid Funds

Liquid Funds offer safe, short-term investments for emergency savings, planned expenses, and staying in cash when no good investment opportunities arise.

Planning Your Child’s Education using Mutual Funds

Planning for your child's education is a crucial goal for every parent. Starting early with Mutual Fund SIPs can significantly boost your savings, leveraging the power of compounding and rupee cost averaging. With consistent contributions and annual step-ups, you can stay on track to meet your child's education expenses, even with inflation in the mix.

5 Yearend Financial Planning Tips

End the year on a strong financial note by planning taxes early, tracking credit card spending, setting savings goals, canceling unused subscriptions, and eliminating poor investments. Smart financial decisions now can set you up for a prosperous new year.

Three Ways to Turbocharge Your SIP Investments

Mutual Fund SIP Growth & Strategy: The rise of Mutual Fund SIPs is fueled by financial shifts post-demonetization, lower FD returns, and growing online investment platforms. (Investment Trends & Accessibility) Maximizing SIP Returns: Increase SIPs by 10% annually, stay consistent, and avoid market timing to maximize long-term wealth creation. (Investment Discipline & Growth)

3 Smartest Ways to Use Rs. 50,000 Cash

Got a ?50,000 windfall? Instead of splurging, use it wisely—pay off high-interest loans, invest in an ELSS via STP for tax savings, or build an emergency fund. Smart money moves today can secure your financial future!

Should You Invest into Exchange Traded Funds (ETF’s) Or Not?

ETFs offer low costs and eliminate fund manager risk but come with liquidity concerns and market exposure. Managed funds may still outperform in India’s evolving market.