Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

Ten Important Features Of Your Health Insurance Policy

Health insurance isn’t just a safety net—it’s a necessity! From pre-existing conditions and waiting periods to claim settlement ratios and sub-limits, knowing your policy inside out can save you from unexpected financial burdens. Choose wisely and ensure your coverage meets your family’s needs!

The 3 D's of Financial Goal Achievement

Achieving financial goals isn’t just about earning—it’s about planning and commitment. Stay disciplined in your savings, start early to leverage compounding, and avoid debt to secure your future. Small, consistent actions today can lead to big financial wins tomorrow!

The Top 9 “Money Things” to do before you’re 40

Turning 40 is a major milestone, and ensuring financial stability is key. Build a solid emergency fund, automate retirement savings, and create a financial plan with annual reviews. Eliminate high-interest debt, secure adequate insurance, and start saving for your child’s education. Own a home, master tax-saving strategies, and draft a will to safeguard your family's future.

Riding the SIP Wave: How to benefit from Volatile Markets

In recent months, equity mutual funds (especially SIP’s) have seen increased inflows and a renewed interest from the retail investor community. Whereas a lot of these SIP’s have been started with the intention of continuing them for 5 to 10 years or more, the truth is that not all of them will actually successfully complete their tenure. In this brief article, we’ll summarize a few key factors to keep in mind while planning for your future goals using SIP’s. Let’s begin with our “three golden rules” of SIP investing!

Retirement Planning - how much do you need?

Retirement planning isn’t just about saving—it’s about saving smartly! Factor in inflation, medical needs, and lifestyle goals to build a secure future. Aim for a well-diversified, high-yielding investment plan, and start early. The key to a stress-free retirement? Disciplined investing and long-term vision!

The 5 things all “Smart Savers” do!

Smart savers don’t just build wealth—they do it effortlessly by following a few key habits. From getting started with small savings to maintaining discipline and automating their investments, they have a well-structured approach. If you want to secure your financial future, check if you follow these five habits of smart savers!

The Three Mistakes of an Investor’s Life

We’ve all been there—making investment decisions we later regret. Whether it’s misunderstanding risk and reward, buying on euphoria, or selling in fear, these mistakes can derail your financial goals. In this article, FinEdge highlights the top three investment pitfalls and offers practical advice to help you make smarter, long-term decisions with your money!

The Rule of 72... and an interesting corollary for monthly savers!

Want to easily calculate how long it will take to double your money? The Rule of 72 is here to help! It’s a simple way to estimate the time required to double your investment at a given annual interest rate. Plus, discover the FinEdge Rule of 128, a nifty trick for calculating returns on monthly savings! Use these practical rules to make more informed investment choices and impress your friends with your financial smarts. Happy investing!

Child Education Planning: The Nuts and Bolts of it

Planning for your child’s education has never been more important, especially with rising costs. In this article, we’ll explore how you can prepare financially for your child’s higher education, accounting for inflation, student loans, and the need for a solid savings plan. Find out why early planning and strategic investing, such as SIPs in mutual funds, are key to ensuring that your child’s future educational dreams don’t become a financial burden. Start early, invest wisely, and secure your child’s future!

About Equity Mutual Fund SIP's

Read this blog to know about Equity based mutual fund SIP, which is an an excellent long term wealth creation tool. To know more, visit FinEdge now!

EPF Versus NPS. Should You Switch?

EPF vs. NPS – which is the better retirement option? While NPS offers market-linked returns, EPF provides fixed returns with tax-free maturity benefits. The mandatory annuity purchase and taxability of NPS withdrawals tilt the balance in favor of EPF. However, for long-term flexibility and growth, Mutual Fund SIPs remain the best option for retirement planning!

A Simple Stock Market Ready Reckoner

Read this blog if you are confused about investing in stock markets, Here are 25 point “ready reckoner” for stock market investing. To know more, visit FinEdge now!