Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

How to Meet Your Financial Goals

Read this blog to know five things to keep in mind as you take the journey towards the achievement of your financial goals. To know more, Visit us Now!

Should you surrender your LIC Policy, make it paid up, or continue?

Read this blog to know what you should do with your LIC policy, make it paid up, or continue it or surrender it. To know more, visit FinEdge now!

What Is Equity Savings Funds?

Equity Savings funds are a type of open-ended mutual fund that divides its assets among equity funds, debt funds, & arbitrage. To know more, Visit FinEdge Now!

4 Life Insurance Myths to watch out for

It may surprise you to know that most Financial Advisors themselves tend to be unclear about the real purpose of Life Insurance in one’s portfolio of Financial Products! Here are four common myths that many investors still continue to steadfastly harbour. Make sure you aren’t one of them!

Recently Retired? Here’s what you need to do

If you’ve recently retired, or are about to, you’ve probably got a hundred questions swimming about in your mind right now! Have I saved enough? What if my money runs out? Should I invest aggressively and aim for high returns, or play it safe instead? Should I use up my resources, or aim to bequeath some portion of it to my heirs? Should I try to find some part time work? The list is endless… and sometimes frightening! Here are a few things for you to do right away.

Important features of your Health Insurance Policy

Health Insurance has become a critical aspect of your overall Financial Plan, with medical expenses inflating at supernormal rates and lifestyle diseases continuing to spread at alarming rates. In fact, a single medical emergency can push your Financial Planning back by several years, which is why more and more Financial Advisors are recommending adequate medical coverages. If you’re making the wise move of upping your Mediclaim coverage, here’s a list of a few important things you need to learn about the Health Insurance Policy you’re about to sign up for.

Hybrid Mutual Funds - Decoded

SEBI’s recent recategorization move has resulted in the creation of 36 “categories” of Mutual Funds, each with iron-tight definitions that are impossible to manipulate. In the long run, this stands to benefit investors as they will know exactly what they’re getting into while investing their hard-earned money! Here are the 6 sub-categories of “Hybrid” Mutual Funds, along with a short note on who exactly this category of Mutual Fund is “Sahi” for!

Can you Afford your Child’s College Education?

“Sending ones children to a good college” consistently ranks as one of the top financial goals for most Indian parents. No wonder a plethora of financial products exist that specifically target this goal. However, with rising education costs, a good college degree is unlikely to come cheap in the years to come. Unless one is very wealthy and sitting on large savings, it becomes nearly impossible to have the required money ready in time without having a robust plan in place. Unfortunately, recent research has shown that more than 75% of Indian parents wish they had started saving for their children’s college fund earlier than they did. Given that the quality of your child’s education will make a significant difference to his or her future earnings and career growth prospects, it’s no wonder that this becomes a ‘top of the mind’ priority for all parents.

3 Ways to Make Your Tax Saving Mutual Funds Work for You

Tax Saving. For most of us, these two words are like music to our ears! In fact, a big part of the unchecked proliferation of Life Insurance Products may be attributed to our collective obsession with financial instruments that lead to tax saving gains.

How to Choose a Great Financial Advisor

Everyone’s a Financial Advisor these days: your Insurance Agent, your Chartered Accountant, your Bank Manager, your Real Estate Agent, and if the markets turn bullish ahead of the general elections, it’s likely that your local ‘paanwalla’ will become a self-style Financial Advisor too!

Retirement Planning: Generating Income Through SWP's

New retirees typically face the common dilemma of how best to generate retirement income from their hard-won savings. Should they purchase an annuity, opt for a post office monthly income plan, buy real estate and earn rental incomes, or for that matter – just be content with earning FD interest? But did you know that even for post-retirement income generation, Mutual Funds Sahi Hai? In fact, Mutual Fund SWP’s (Systematic Withdrawal Plans) represent one of the simplest, most tax-efficient and high yielding income generation methods available today.

3 ELSS Mutual Fund Related Mistakes to Avoid

Smart tax savings start with avoiding common ELSS mistakes—don’t let short-term thinking cost you long-term gains!