Investing Insights

FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1000 crores of goal-based investments for its 18,000 clients spread across 1800 cities in the country.

FinEdge has pioneered the use of technology and human expertise and has established itself as the world's first wealth tech company to introduce Bionic investing.

5 Reasons Why You Should Occasionally Review Your Portfolio

Regular portfolio reviews are crucial for maintaining a healthy and efficient investment strategy. By revisiting your investments once a year, you can weed out underperformers, prevent portfolio clutter, and realign your investments to match your risk profile and financial goals.

3 Reasons Why You Should Say No to Endowment Plans

The fact that a whopping Rs. 30 lakh crores of our collective household savings are parked in insurance policies is a good enough indicator of our nation’s affinity for traditional (endowment) insurance plans! But are these complex sounding policies that look great prima facie, actually good investments or risk coverage tools? We believe not. Here are three good reasons why you should say a big NO to traditional insurance policies.

4 Tips to Achieve Your Financial Goals Through SIP’s

Mutual Fund SIPs are a powerful tool for achieving financial goals, but success depends on smart fund selection, discipline, and ignoring market noise. A step-up plan can further accelerate growth, helping you maximize returns and build long-term wealth effectively.

5 Steps to Reducing Financial Stress

Managing financial stress is crucial in today’s fast-paced world. A solid financial plan, adequate insurance, and responsible credit management can help you stay in control. Working with a qualified financial advisor ensures you make informed decisions and secure a stress-free financial future.

5 Mutual Fund Utilities That are Useful for Retirement Planning

Mutual funds offer a powerful toolkit for retirement planning, from SIP investments to systematic withdrawals. Features like SIP step-ups, insurance benefits, and STPs help you build and secure your retirement corpus efficiently. With the right strategy, you can ensure steady income and financial stability post-retirement.

Considering an ELSS? Here are 5 Things to Keep in Mind

If you’re about to partake in the all too common financial-yearend scramble to save taxes, you may be flummoxed by the multitude of options at hand. Your insurance agent may be pushing life insurance as the best option, while your friend extols the benefits of a plain vanilla PPF account or even a tax saving FD with a bank. And yet, there’s an 80(C) instrument that not just has a relatively short lock in period of just 3 years – but has delivered a 5-year category average return exceeding 15% per annum and a 10-year annualised return of more than 17% per annum. These are tax saving mutual funds or ELSS (Equity Linked Savings Schemes. These numbers may seem tempting, but make sure you’ve understood a few things about ELSS funds before you say “Tax Saving Mutual Funds Sahi Hai” and jump in with both feet!

What is Insurance - Really?

As we approach the last month of the fiscal year, the inevitable mad scramble for saving taxes is bound to commence sooner than later. Tragically, the month of March is also synonymous with countless instances of the “buyers regret” syndrome, with clients succumbing to the age-old fallacy of buying insurance to save taxes – only to regret their decisions deeply later on. This unfortunate outcome really stems from a poor understanding of what insurance really is. Is it an investment? Is it a savings tool? Is it an income generator? All of these? None of these?

3 Things All Mutual Fund SIP Investors Should Do Right Now

Mutual Fund SIPs require patience and understanding of market cycles to deliver long-term growth. Staying committed to your goals and avoiding knee-jerk reactions during market volatility will help you achieve greater returns. Stick to your SIP strategy, and let compound growth work its magic.

How Indexation Works in Debt Mutual Funds

Debt mutual funds, especially when held for more than three years, are not only a great low-risk alternative to fixed deposits but also offer significant tax advantages. By leveraging indexation, you can reduce your taxable profits, making debt funds a smart choice for long-term investors looking to maximize after-tax returns.

The 5 Things That Every Good Financial Advisor Does

A good Financial Advisor does more than just manage your investments—they act as a filter to protect you from poor products, help keep you aligned with your goals, review your portfolio, ensure your risks are covered, and save you from your own emotional investment mistakes. Having a trusted advisor on your side can truly accelerate your journey to financial freedom.

4 Facts About Debt Mutual Funds Every Investor Should Know

With returns from equity mutual funds disappointing investors in 2018, there’s been a renewed interest in their safer cousin – debt oriented mutual funds, of late. However, it rings true that most investors are misinformed about the nature of debt oriented mutual funds. To avoid buyer’s regret later, acquaint yourself with these five facts about them before you decide to invest.

3 Golden Rules of Mutual Fund SIP Investing

For SIP investors, the key to success is consistency—don’t worry about timing the market. Focus on your time horizon and goal alignment when choosing funds, and let your goals guide your investments. By sticking to these principles, you'll be on the path to achieving financial milestones and building long-term wealth with Mutual Fund SIPs.