Investing Insights

Harsh Gahlaut

Founder & CEO

With over 2 decades of experience in the investment industry, Harsh is considered a subject matter expert in personal finance and has a keen interest towards the behavioral side of investing.

FinEdge’s bionic business model and its tech investment platform, Dreams into Actions (DiA), has been conceptualized by Harsh and enables the unique ability of FinEdge to bring the best of processes, people and technology together to deliver tangible value to investors.

Before founding FinEdge in 2011, he has worked extensively in the wealth management & private banking space with Standard Chartered Bank, Religare Macquarie & Dawnay Day AV.

Harsh is an MBA from Symbiosis Institute of Management Studies (Pune) and completed his BCom (Honours) from Hansraj College (New Delhi). Most of his schooling was done in Army Schools (APS – Dhaula Kuan).

How Understanding Risk Is Critical While Investing and Ways to Mitigate Risk in Investing

When it comes to investing, the risk involved and the potential reward go hand in hand. The higher the risk involved, the higher the reward expectation. However, can the risk be reduced or mitigated while keeping the reward potential still high? The answer is yes. In this article, we will understand what risk is, why understanding it is critical, and ways of mitigating it.

NASDAQ Mutual Funds Was One of the Best-Performing Indices in 2023 With 55% Returns. Should You Invest?

In 2023, the NASDAQ 100 Index gave stellar returns of 55%, making it one of the best-performing indices amongst major global indices. Looking at the 55% eye-popping returns in 2023, many Indian investors are looking at ways of investing in the NASDAQ out of sheer FOMO (Fear of Missing Out). They expect the outperformance to continue in 2024 and beyond.

How Can 50/30/20 Budgeting Help Allocate Money Towards Financial Goals

Most people understand the importance of financial planning and desire to invest towards their financial goals. However, some people are not able to do so because, by the end of the month, they are left with little or no money to invest.

Silver Prices Are at a Record High: Should You Invest?

In April 2024, the silver prices made headlines by crossing all-time highs to touch Rs. 85,000 per kg. Silver has the dual benefit of being a precious metal and industrial metal. High inflation and geopolitical uncertainty have boosted the demand for precious metals.

What Is Financial Independence and How to Achieve It?

On 15th August, we celebrate Independence Day. We celebrate the spirit of freedom that gives us the right to live a life the way we want to. Have you thought about financial freedom in a similar way? When you achieve financial independence, it gives you more control over your time and further live a life the way you want to. In this article, we will discuss what financial independence is, its benefits, and how to achieve it.

Why Should You Plan for Your Child’s Higher Education?

It is August 2024, and by now, you must have paid the annual school fees for your child for the academic year 2024-25. You must have noticed that the school may have increased the fees compared to last year to counter the impact of inflation. The same holds true for your child's higher education. The cost of education will increase with every passing year, and by the time it is time for your child to take admission to college, the education cost will have increased substantially.

Importance of an Investment Expert in the Financial Planning Process

Have you ever seen any sportsperson without a coach? The sports person may be the best in their game and way ahead of others. Yet, they always train with a coach, who may also be their guide, mentor, etc. In the world of investments, an investment expert can play the same role as that of a coach in sports. An investment expert can be your advisor, coach, guide, mentor, etc. In this article, we will understand the importance of an investment expert in the financial planning process.

Pay Yourself First Budgeting: Can It Help You Achieve Financial Goals Faster?

In today's world, with most things available at the click of a button, some people prefer instant gratification for most things. If you earn enough income to fulfill all your desires and invest towards your financial goals, you may continue to enjoy instant gratification.

Banks Have Raised FD Rates in June: Should You Invest or Stick to Mutual Funds?

Many banks have raised interest rates on fixed deposits in May and June 2024. Some small finance banks (SFBs) are offering up to 9% p.a. on their fixed deposits. In this article, we will discuss the net return on your fixed deposits after tax and inflation and whether you should consider investing in fixed deposits or mutual funds.

Should I Invest Now or Wait for a Market Correction ?

On 12th June 2024, the Nifty 50 Index hit a new all-time high of 23,441. The small correction on 4th June 2024, resulting from lower-than-expected seats won by the BJP, lasted for just one week or so. With markets touching new all-time highs once again, investors waiting on the sidelines are wondering whether they should invest at these levels or wait for a correction.

The Microcap Index Was the Best-Performing Index in 2023-24: Should You Invest in It?

In FY 2023-24, the Nifty Microcap 250 Index gave a whopping 85.12% returns. It was the best-performing index in FY 2023-24 amongst broad market capitalisation indices. In this article, we will understand the Nifty Microcap 250 Index, how it has performed, how much you should allocate to it, and how to invest in it.

Where Should You Invest if the BJP Government Comes to Power?

In the State Assembly elections concluded in November 2023, the BJP got a decisive majority in Madhya Pradesh, Rajasthan and Chhattisgarh. The party retained Madhya Pradesh while it wrested Chhattisgarh and Rajasthan from the Congress party.