Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

Top Wealth Management Strategies for Long-Term Success

The goal-planning process, like a retirement fund, has two important aspects: Wealth creation and wealth management. During your working years, you create wealth by building a retirement fund. During the retirement years, you manage the wealth created so that it sustains you during the retirement years. In this article, we will understand what wealth management is, how it differs from wealth creation, and the best wealth management strategies.

A Guide to Understanding Tax Saving in Mutual Fund Investments

Some individuals invest in financial products only with the aim of saving taxes. They start looking for tax-saving investment products in the last quarter of the financial year. In the last quarter, their HR or Finance Team starts asking them for investment proof(s) to avoid a TDS deduction from salary. It is not the best way to invest. The appropriate approach is to do goal-planning and, within that look for tax-efficient financial products. In this article, we will understand what are tax-saving mutual funds and how to maximise tax savings with them.

How to Manage Investment Risk Efficiently

“The biggest risk is not taking any risk” is a famous quote by Mark Zuckerberg. The same applies to the investing world also. Some investors play safe and invest all their savings in low-risk options like bank fixed deposits, Government securities, etc. But, after factoring in taxation, the returns may not even be able to beat inflation. So, you run the risk of negative returns. Hence, it is recommended that you take risk by investing in equity mutual funds and mitigate/manage the risks using various risk management strategies. In this article, we will understand how to manage investment risk in mutual funds using various strategies.

How to Invest in Mutual Funds: Tips for Building a Balanced Portfolio

Mutual funds are one of the most versatile financial products to help you achieve your financial goals. They can help you diversify across various asset classes, such as domestic and international equities, fixed income, gold, etc. Some of them, like hybrid and multi-asset funds can help to build a diversified portfolio by investing in multiple asset classes through a single scheme. They allow you to make lumpsum and regular investments through SIP. Thus, mutual funds can cater to different investors with different schemes based on their requirements. In this article, we will understand how to invest in mutual funds and how to build a balanced portfolio through them.

ETF vs Actively Managed Mutual Funds: Key Differences Every Investor Should Know

When investing in mutual funds, investors can choose from schemes that can give market returns (benchmark index) or have the potential to outperform the market. Passive schemes, including index funds and exchange-traded funds (ETFs), provide returns that mirror the benchmark. Active schemes have the potential to outperform the benchmark. Many investors wonder whether to choose ETF or mutual fund. In this article, we will understand what are mutual funds and ETFs, their differences, and which is better: ETF or mutual fund.

Understanding Debt and Equity Funds: Key Differences and Benefits

Investors can choose from different types of mutual funds depending on factors like investment time horizon, return expectation, lock-in period, taxation, risk involved, etc. You can look at equity funds for growth and debt funds for stability. In this article, we will understand what are equity funds and debt funds, the difference between equity and debt mutual funds, and things to consider before choosing these funds.

Mutual Fund Taxation: Changes After Budget 2024

During Budget 2024, the Finance Minister rationalised and simplified long-term capital gain (LTCG) taxation across asset classes. Two major announcements were made for the same.

Sectoral/Thematic Funds Have Seen Inflows of Rs. 55,000 Crores in the Last 6 Months: Should You Invest?

As of July 2024, sectoral and thematic mutual funds have seen more than Rs. 55,000 crore inflows in the last six months. The AMCs are on a NFO launching spree and mutual fund investors are lapping these funds. So, what are these sectoral/thematic funds, why are investors pouring so much money into these, and should you invest? Let us discuss.

Financial Planning for Single Women: Strategies for Long-Term Security

In today's world, not everyone prefers to get married and start a family. Some individuals, men as well as women, choose to stay single. They like to have a fulfilling career, focus on their passion like travel and go solo about it. In this article, we will understand how single women can do their financial planning and create long-term security for themselves.

ETFs Versus Index Funds: What Are the Differences, and Which One Should You Choose?

In the last few years, there has been a rise in passive investing due to factors like diversification, low costs, wide availability and choice of passive funds, ease of investing, etc. When it comes to passive investing, there are two ways of doing it. Exchange traded funds (ETFs) and index funds. In this article, we will understand what are ETFs and index funds, the differences, and which one you should choose.

Plugging Financial Leakages to Save Money for Investing Towards Financial Goals

Ajay had a salary account with a bank. He had to open another salary account with another bank after changing his job. As the earlier bank account was a zero-balance account, Ajay maintained some balance and forgot about it. With no salary credit for a few months, the bank changed the account status to a regular savings account. The minimum average balance (MAB) non-maintenance charges were levied as the balance maintained was lower than the required minimum balance.

Financial Planning: Basic Things to Get in Place Before You Start Your Financial Planning Journey

Comprehensive financial planning is the gateway to achieving your financial goals and achieving financial freedom. However, before starting the financial planning process, you must get certain basic things in place. In this article, we will understand these basic things to get in place before you embark on your financial planning journey.