Investing Insights

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The Impact of Inflation on Your Financial Goals

Inflation is the unknown devil that keeps devaluing your savings. We hear about inflation rates in the news, but it’s easy to overlook their significance. While we may notice rising prices in our day-to-day purchases, we often fail to consider how inflation impacts our long-term financial goals. In this article, we’ll uncover the true impact of inflation on your financial journey and share strategies to help you stay ahead of it.

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How Can 50/30/20 Budgeting Help Allocate Money Towards Financial Goals

Most people understand the importance of financial planning and desire to invest towards their financial goals. However, some people are not able to do so because, by the end of the month, they are left with little or no money to invest.

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Financial Planning for Single Women: Strategies for Long-Term Security

In today's world, not everyone prefers to get married and start a family. Some individuals, men as well as women, choose to stay single. They like to have a fulfilling career, focus on their passion like travel and go solo about it. In this article, we will understand how single women can do their financial planning and create long-term security for themselves.

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What Is Financial Independence and How to Achieve It?

On 15th August, we celebrate Independence Day. We celebrate the spirit of freedom that gives us the right to live a life the way we want to. Have you thought about financial freedom in a similar way? When you achieve financial independence, it gives you more control over your time and further live a life the way you want to. In this article, we will discuss what financial independence is, its benefits, and how to achieve it.

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Plugging Financial Leakages to Save Money for Investing Towards Financial Goals

Ajay had a salary account with a bank. He had to open another salary account with another bank after changing his job. As the earlier bank account was a zero-balance account, Ajay maintained some balance and forgot about it. With no salary credit for a few months, the bank changed the account status to a regular savings account. The minimum average balance (MAB) non-maintenance charges were levied as the balance maintained was lower than the required minimum balance.

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How to Create a Fund for Your Child’s Marriage Goal

Recently, in July 2024, Jefferies released a report on the Indian wedding industry. As per the report, the Indian wedding industry is valued at USD 130 billion, making it the second largest in the world after China at USD 170 billion.

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Does Long-Term Investing Reduce the Risk of Negative or Low Returns?

One of Warren Buffett's famous quotes mentions that the first rule of investing is to never lose money, and the second rule is to never forget the first rule. Warren Buffett has made a fortune from stock market investments. However, stock markets can be volatile in the short term and can lead to losses during big falls in reaction to certain event/s. However, in the long term, markets always recover the earlier losses and go on to make new highs. So, how long should long-term investing be to reduce the risk of negative or low returns? Let us discuss.

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Categorise Financial Goals Into Short, Medium and Long-Term Goals, Prioritise and Achieve Them

In the case of many people, they have a long list of financial goals, and limited financial resources to achieve them. In such a scenario, they can prioritise financial goals based on the time horizon to achieve them. In this article, we will understand how you can categorise your financial goals into short, medium and long-term goals and how to prioritise and achieve them.

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5 Tips to use Mutual Funds for your Financial Goals

All of us have Financial Goals. Some may be aspirational, such as buying a new card or upgrading our home. Others may be uncompromisable – such as a child’s education, or building up a nest egg before we finally hang up our work boots. Regardless of the kind of goals at hand, they all require advance planning and structured, disciplined saving in order to reach fruition.

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Shift in trend; 62% of Indian fathers now prioritize their daughters' education and empowerment over early marriages: FinEdge Financial Goals Study

At 30, the highest priority goal for fathers is to buy a home (26%), with only 6% of them actively planning for their children's futures at this stage. Only 1 in 5 respondents prioritize their retirement over their child's education; proclivity for retirement planning is slightly more pronounced in the south zone

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Are You Saving Enough For Your Child’s Education?

Working with a financial planner to save for your child’s education is one of the most important things you can do as a parent. It can be difficult to decide how much you should be saving and where to put your money, but it’s essential to have a solid child education plan in place Here we look at the importance of saving for your child’s education, how to go about it, and what to consider when planning for their future.

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How To Calculate And How Much To Save For Your Child's Wedding

Planning for your child’s wedding is a significant financial goal for many Indian parents. With strategic investment planning and the power of compounding, you can systematically build a wedding fund without financial strain. This guide will help you determine how much to save and how a SIP return calculator can simplify the process.