Investing Insights

A Financial Planning Checklist for Newlyweds

Newlyweds should start their financial journey by discussing money openly, setting up long-term SIPs, and ensuring adequate insurance coverage. Build an emergency fund, avoid hasty real estate purchases, and seek professional advice to secure a strong financial future together.

Should you surrender your LIC Policy, make it paid up, or continue?

Before surrendering your LIC policy, consider making it 'paid up' to avoid early surrender penalties and preserve your death benefit. In most cases, keeping it 'paid up' offers better financial sense, unless you're close to maturity or have a significant surrender value.

4 Life Insurance Myths to watch out for

It may surprise you to know that most Financial Advisors themselves tend to be unclear about the real purpose of Life Insurance in one’s portfolio of Financial Products! Here are four common myths that many investors still continue to steadfastly harbour. Make sure you aren’t one of them!

How to beat Financial Stress

Financial stress often stems from not meeting future goals, feeling a lack of control, choosing the wrong advisor, or worrying about market fluctuations. Take control by defining your goals, managing spending, finding a trustworthy advisor, and focusing on what you can control—reducing stress and building financial security.

3 Questions to ask your Financial Advisor

A good Financial Advisor helps you stay on track with your financial goals, manage risks, and optimize your investments. This blog highlights three essential questions to ask your advisor—ensuring your finances are well-planned, protected, and free from underperforming assets. Read on to make smarter financial decisions and secure your future.

5 Financial Planning Habits of Wealthy Investors

Ever wondered how the wealthy approach their day to day Financial Planning? Although the rich are a varied bunch when it comes to their personal traits, there are in fact a few money habits that can be considered fairly common amongst them. Some of them might surprise you.

The Pros and Cons of Robo Advisors

Robo Advisors offering ‘automated investment advice’ are attracting quite a bit of attention of late. A few of them have attracted high ticket VC and PE investments recently, instantly catapulting them into the headlines in today’s age of the Unicorn. In case you’re wondering whether a robo advisor is the right path for you to take, here’s a quick synopsis of their pros and cons.

How to Choose a Great Financial Advisor

Everyone’s a Financial Advisor these days: your Insurance Agent, your Chartered Accountant, your Bank Manager, your Real Estate Agent, and if the markets turn bullish ahead of the general elections, it’s likely that your local ‘paanwalla’ will become a self-style Financial Advisor too!

Why Setting Financial Goals Matters

Discussing your Financial Goals with your Financial Advisor can be the single-most powerful money-move you can make. As simple as linking your investments to your future objectives might sound, it’s a step that can actually have a profound impact on your family’s financial future in the long run.

Is Your Financial Advisor Unbiased? Here’s How to Find out

It’s a sad truth that mis-selling of Financial Products has cost thousands of unsuspecting Indian investors crores of rupees over the years. A recent study estimated that Indian investors incurred a staggering loss of about Rs.1.5 trillion (1.5 Lakh Crore) owing to mis-selling of Life Insurance products alone, between 2004 and 2012!

Are Robo Advisors Right for You? Here's a Checklist

AMFI’s recent “Mutual Fund Sahi Hai” campaign has resulted in an interest in Mutual Fund Investments like never before. IPL watchers now enjoy the dual benefit of cricketing entertainment, coupled with Financial Education with respect to simplified Mutual Fund investing tips, tricks and fallacies! Along with the growing demand for Mutual Fund Investments, there’s been a steady rise in the number of Advisors – especially those who are choosing to leverage technology to create “robo advisory” platforms that do not have a human advisory element to them.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.