Investing Insights

3 Smartest Ways to Use Rs. 50,000 Cash

Got a ?50,000 windfall? Instead of splurging, use it wisely—pay off high-interest loans, invest in an ELSS via STP for tax savings, or build an emergency fund. Smart money moves today can secure your financial future!

Should You Invest Through a Robo Advisor?

Robo Advisors offer convenience and unbiased recommendations, but can they shield you from investment biases? A Bionic Model may be the answer! Combining technology with human expertise could be the key to smarter investing.

How to Save Tax Using ELSS Funds

ELSS funds offer tax-saving benefits with higher return potential and a shorter lock-in period than traditional options. Investing systematically can maximize gains and reduce market timing risks.

Why should you review your financial portfolio?

Regularly reviewing and rebalancing your financial portfolio is crucial to staying on track with your financial goals. Market fluctuations, changing financial objectives, and evolving economic conditions can impact your investments. A disciplined review every 6-9 months helps adjust asset allocation, optimize returns, and minimize risks. Stay informed and invest wisely.

Child Education Planning: The Nuts and Bolts of it

Planning for your child’s education has never been more important, especially with rising costs. In this article, we’ll explore how you can prepare financially for your child’s higher education, accounting for inflation, student loans, and the need for a solid savings plan. Find out why early planning and strategic investing, such as SIPs in mutual funds, are key to ensuring that your child’s future educational dreams don’t become a financial burden. Start early, invest wisely, and secure your child’s future!

Should you pre-pay your Home Loan?

Deciding whether to prepay your home loan or invest your lump sum? This article breaks down key considerations, from loan structure to tax benefits, helping you make an informed decision to reach financial freedom sooner.

All about Student Loans

With education expenses in India rising at the speed of knots, it’s no wonder that the popularity of student loans are on the rise. In fact, a recent article Economic Times article^ suggests that MBA costs are expected to rise at 15.26% per annum and other undergraduate expenses 12.59% in next five years. For undergraduate engineering courses, fees typically range from Rs 5-10 lakh, while for a five-year medical course at a private college this number could be upwards of Rs 50 lakh! For post-graduate management courses such an MBA or PGPM, fees could be more than Rs 10 lakh.

The Top 9 “Money Things” to do before you’re 40

Turning 40 is a major milestone, and ensuring financial stability is key. Build a solid emergency fund, automate retirement savings, and create a financial plan with annual reviews. Eliminate high-interest debt, secure adequate insurance, and start saving for your child’s education. Own a home, master tax-saving strategies, and draft a will to safeguard your family's future.

The 5 things all “Smart Savers” do!

Smart savers don’t just build wealth—they do it effortlessly by following a few key habits. From getting started with small savings to maintaining discipline and automating their investments, they have a well-structured approach. If you want to secure your financial future, check if you follow these five habits of smart savers!

The Three Mistakes of an Investor’s Life

We’ve all been there—making investment decisions we later regret. Whether it’s misunderstanding risk and reward, buying on euphoria, or selling in fear, these mistakes can derail your financial goals. In this article, FinEdge highlights the top three investment pitfalls and offers practical advice to help you make smarter, long-term decisions with your money!

The 3 D's of Financial Goal Achievement

Read this to know 3 D’s of Financial Goal achievement which improves the chance of achieving your long term goals for you & your family. To know more, visit FinEdge now!

The Rule of 72... and an interesting corollary for monthly savers!

Rule of 72 is an easy way to calculate how long it's going to take to double your money at given annual rate of return & vice versa. To learn more, visit FinEdge now!