Investing Insights

Pen pointing at financial terms like debt and accounting — representing types of debt funds in India and fixed-income investing
Types of Debt Funds in India

Debt funds in India offer something for everyone, from overnight investors to those with long-term goals. Knowing the types of debt funds can help you align your choices with your financial plan.

Global investment chart showing India’s market growth with a world globe, representing NRI investing and mutual funds.
Should NRIs Invest in Mutual Funds in India?

India’s economy is entering a powerful growth phase, and NRIs have a unique chance to be part of it. Mutual funds make it simple, transparent, and goal-driven to participate in this long-term opportunity.

Arbitrage funds in India – concept of market-linked investing balancing stability and tax efficiency, illustrated with stock market graph background.
Arbitrage Funds in India: Balancing Stability and Tax Efficiency

Arbitrage funds turn short-term market inefficiencies into steady, low-risk returns. They offer a simple, tax-efficient bridge between savings and equity investments.

Image showing a hand holding a small money bag with coins against a background of rising stock market charts, symbolizing the comparison between Specialized Investment Funds (SIFs) and Mutual Funds.
Specialized Investment Funds (SIFs) vs Mutual Funds: Understanding the Difference

In India’s evolving investment landscape, both mutual funds and Specialized Investment Funds (SIFs) offer unique ways to participate in markets, but they serve very different purposes. Understanding their structure, flexibility, and suitability can help investors make more informed allocation decisions.

Digital stock market chart representing index fund performance, illustrating the concept of market-linked investing with the title “Index Funds: A Simple Route to Market-Linked Investing.”
Index Funds: A Simple Route to Market-Linked Investing

Index funds are among the simplest ways to participate in market growth they replicate benchmark indices, reduce costs, and eliminate the need for stock-picking expertise. For investors seeking disciplined, low-cost, and transparent exposure to the markets, index funds can be a foundational component of a long-term investment strategy.

Abstract financial background with digital graphs and charts representing a diversified portfolio, illustrating how many mutual funds an investor should hold for balanced growth.
How Many Mutual Funds Should You Hold? Avoid Duplication & Over-Diversification

Owning more mutual funds doesn’t mean more safety. The key to smart investing is holding just enough funds — each with a purpose tied to your financial goals.

Comparison of savings account vs mutual fund returns highlighting better wealth growth through disciplined investing.
Savings Account vs Mutual Fund: Understanding the Real Difference

Saving and investing aren’t interchangeable one keeps your money safe, the other helps it grow. Understanding the difference is the first step toward financial clarity.

Goal-based investing concept showing disciplined mutual fund planning for long-term wealth creation in India.
How Can NRIs Invest in Mutual Funds in India?

Mutual funds are one of the simplest and most efficient ways for NRIs to invest in India’s growth story. Here’s a complete guide to help you start, from account setup to taxation.

Visual showing financial documents, currency notes, and a calculator, representing the process of selecting the best mutual funds through informed and goal-based investing.
Top Mutual Funds 2025: Why Chasing Returns Doesn’t Build Wealth

Each year, investors search for the “best mutual funds to invest in,” hoping to replicate past success. Yet, data shows that chasing last year’s winners rarely leads to wealth creation. True success lies in discipline, patience, and following a process, not prediction.

Visual illustrating direct mutual funds concept, highlighting cost saving and goal achievement in smart investing decisions.
All About Direct Mutual Funds: Cost Saving or Goal Achievement?

Direct mutual funds promise cost savings, but investing isn’t just about expenses. Here’s how to know when going direct truly supports your long-term goals.

Understanding Debt and Equity Funds: Key Differences and Benefits

Investors can choose from different types of mutual funds depending on factors like investment time horizon, return expectation, lock-in period, taxation, risk involved, etc. You can look at equity funds for growth and debt funds for stability. In this article, we will understand what are equity funds and debt funds, the difference between equity and debt mutual funds, and things to consider before choosing these funds.

Visual comparison of ETFs versus Index Funds highlighting key differences for passive investing choices
ETFs Versus Index Funds: What Are the Differences, and Which One Should You Choose?

In the last few years, there has been a rise in passive investing due to factors like diversification, low costs, wide availability and choice of passive funds, ease of investing, etc. When it comes to passive investing, there are two ways of doing it. Exchange traded funds (ETFs) and index funds. In this article, we will understand what are ETFs and index funds, the differences, and which one you should choose.