Investing Insights

A Financial Planning Checklist for Newlyweds

Newlyweds should start their financial journey by discussing money openly, setting up long-term SIPs, and ensuring adequate insurance coverage. Build an emergency fund, avoid hasty real estate purchases, and seek professional advice to secure a strong financial future together.

Should you surrender your LIC Policy, make it paid up, or continue?

Before surrendering your LIC policy, consider making it 'paid up' to avoid early surrender penalties and preserve your death benefit. In most cases, keeping it 'paid up' offers better financial sense, unless you're close to maturity or have a significant surrender value.

Should you surrender your LIC Policy, make it paid up, or continue?

Read this blog to know what you should do with your LIC policy, make it paid up, or continue it or surrender it. To know more, visit FinEdge now!

What Is Equity Savings Funds?

Equity Savings funds are a type of open-ended mutual fund that divides its assets among equity funds, debt funds, & arbitrage. To know more, Visit FinEdge Now!

What are Equity Savings Funds?

Equity Savings Funds aim to balance tax efficiency and risk by combining equities, arbitrage, and debt, but their recent returns have underperformed compared to other funds. While they may suit conservative, tax-conscious investors, a mix of equity, arbitrage, and debt funds could potentially yield better results.

A Smart Profit Booking Strategy for Long Term SIP Investors

With market valuations at record highs and economic uncertainties looming, it’s wise to adjust your equity SIP strategy. Shift load-free units to a liquid fund and start an 18-month STP to reduce short-term risk while staying on track for long-term growth. This tactical approach helps you navigate market volatility without abandoning your wealth creation goals.

4 Life Insurance Myths to watch out for

It may surprise you to know that most Financial Advisors themselves tend to be unclear about the real purpose of Life Insurance in one’s portfolio of Financial Products! Here are four common myths that many investors still continue to steadfastly harbour. Make sure you aren’t one of them!

7 lesser known facts about Mutual Funds

Mutual Funds have several lesser-known aspects that every investor should understand. From expense ratios and direct plans to potential exit loads and tax implications, being aware of these factors will help you make more informed investment decisions and navigate the risks—especially in volatile markets.

Mutual Fund Investor? Drop these 4 portfolio damaging habits today!

To maximize returns, avoid common mistakes in mutual fund investing like ignoring asset allocation, excessive churning, lack of reviews, and overdiversification. Focus on a balanced, well-reviewed portfolio with strategic rebalancing for long-term growth.

How to beat Financial Stress

Financial stress often stems from not meeting future goals, feeling a lack of control, choosing the wrong advisor, or worrying about market fluctuations. Take control by defining your goals, managing spending, finding a trustworthy advisor, and focusing on what you can control—reducing stress and building financial security.

Recently Retired? Here’s what you need to do

If you’ve recently retired, or are about to, you’ve probably got a hundred questions swimming about in your mind right now! Have I saved enough? What if my money runs out? Should I invest aggressively and aim for high returns, or play it safe instead? Should I use up my resources, or aim to bequeath some portion of it to my heirs? Should I try to find some part time work? The list is endless… and sometimes frightening! Here are a few things for you to do right away.

Important features of your Health Insurance Policy

Health Insurance has become a critical aspect of your overall Financial Plan, with medical expenses inflating at supernormal rates and lifestyle diseases continuing to spread at alarming rates. In fact, a single medical emergency can push your Financial Planning back by several years, which is why more and more Financial Advisors are recommending adequate medical coverages. If you’re making the wise move of upping your Mediclaim coverage, here’s a list of a few important things you need to learn about the Health Insurance Policy you’re about to sign up for.