Investing Insights

A Comparison of Small Cap, Mid Cap and Large Cap Funds

The equity mutual fund investing universe is quite vast. Many types of equity mutual funds exist based on the size or market capitalisation of the companies they invest in. These include large, mid, and small cap mutual fund schemes. In this article, we will understand what are large, mid, and small cap funds, their differences, and what you should consider before investing in them.

Mutual Fund Taxation: Changes After Budget 2024

During Budget 2024, the Finance Minister rationalised and simplified long-term capital gain (LTCG) taxation across asset classes. Two major announcements were made for the same.

What Is STP in Mutual Funds and Its Types

Have you recently received a lump sum as an annual bonus from the employer, maturity proceeds of a financial product, or won prize money from some competition/lucky draw? You must be wondering how to invest this money in a staggered manner while not worrying about impulsive spending. A systematic transfer plan (STP) can help you do that. In this article, we will understand what is STP in mutual fund, its benefits, how to do it, and things to consider before doing an STP.

SIP Vs Lumpsum Investments: Which Is Better?

Investing towards financial goals can be done in two ways. The first option is to invest a part of the income every month for the long term. The other option is to invest a lumpsum amount once and stay invested for the long term. Both options have pros and cons, and investors often wonder which option they should choose. In this article, we will discuss SIP vs Lump sum, and which approach an investor should take.

The Pros & Cons of Robo Advisors

Over the years, the definition of FinTech or “Financial Technology” has expanded from covering companies that supply back-end software systems to Financial Institutions to encompassing a multitude of ventures that leverage technology to disrupt existing ways of executing financial transactions or managing money.

Portfolio Rebalancing: What Is It and How to Do It

As of August 2024, the stock markets are trading near all-time high levels. In the last one year (as of 31st July 2024), the Nifty 50 Index has risen 26.31%. The Nifty Midcap 150 Index, with 54.60% returns, and the Nifty Smallcap 250 Index, with 58.06% returns, have done even better. During the same period, fixed income has been steady, with most debt instruments giving 7-9% returns. As a result, an investor's asset allocation would get skewed in favour of equities. Hence, the investor needs to do portfolio rebalancing. In this article, we will understand what portfolio rebalancing is, why, when, and how you should do it.

Sectoral/Thematic Funds Have Seen Inflows of Rs. 55,000 Crores in the Last 6 Months: Should You Invest?

As of July 2024, sectoral and thematic mutual funds have seen more than Rs. 55,000 crore inflows in the last six months. The AMCs are on a NFO launching spree and mutual fund investors are lapping these funds. So, what are these sectoral/thematic funds, why are investors pouring so much money into these, and should you invest? Let us discuss.

9 Personal Finance Mistakes to Avoid

You must have heard the famous phrase: "Knowing is half the battle". It signifies the importance of being informed. The other half is the application of knowledge. Unknowingly, people do make mistakes and learn from them. However, learning from personal finance mistakes can come at a cost and derail or push you back in your financial planning journey. Hence, it is best to be aware of these money mistakes and avoid them so your financial planning journey can be smooth. In this article, we will discuss some common financial mistakes to avoid.

Active and Passive Funds, How They Can Complement Your Portfolio

In the last few years, passive funds have become quite popular among investors. Some reasons for this include the number of passive funds launched by AMCs, wider awareness about them, their performance and benefits, etc.

How Understanding Risk Is Critical While Investing and Ways to Mitigate Risk in Investing

When it comes to investing, the risk involved and the potential reward go hand in hand. The higher the risk involved, the higher the reward expectation. However, can the risk be reduced or mitigated while keeping the reward potential still high? The answer is yes. In this article, we will understand what risk is, why understanding it is critical, and ways of mitigating it.

Steps to Construct a Great Investment Portfolio – A Guide for Smart Investors

Living in today’s information age has its pros and cons. You have your broker, family members, friends, colleagues, and others giving you friendly investment tips. You also have TV channels, newspapers, magazines, social media and other internet channels bombarding you with investment recommendations/tips.

What It Takes to Build a Resilient Portfolio

The Indian stock market has been on an upward trend for nearly three years. The sharp market correction of 30% plus seen during March 2020 seems to be an event in the distinct past. However, such sharp volatility is a part and parcel of equity investing. Hence, from an investor perspective what one needs is a resilient portfolio which can weather any market disruption.