Investing Insights

How are Mutual Fund SIP Returns Calculated?

Read this blog to learn how are Mutual Fund SIP returns are calculated? To know more about how SIP returns are calculated, visit FinEdge now.

Is an Early Retirement Really Feasible?

The dream of early retirement through the FIRE movement is alluring but comes with its own set of challenges. With a need for significant savings and careful investment choices, millennials aiming for financial independence must be prepared for sacrifices and risks along the way. It’s crucial to plan wisely to ensure a secure post-retirement phase.

Is Your Financial Advisor Unbiased? Here’s How to Find out

It’s a sad truth that mis-selling of Financial Products has cost thousands of unsuspecting Indian investors crores of rupees over the years. A recent study estimated that Indian investors incurred a staggering loss of about Rs.1.5 trillion (1.5 Lakh Crore) owing to mis-selling of Life Insurance products alone, between 2004 and 2012!

Should You Shift Your RD’s to Mutual Fund SIP’s?

With the ubiquitous chime of “Mutual Funds Sahi Hai” sounding in every other ad break, it was a matter of time before Mutual Fund Investments piqued the interest of a hitherto untapped segment of investors – those who had never looked beyond fixed deposits or recurring deposits to deploy their idle money.

Child Education Planning using Mutual Funds

One common inference emerges singularly in all Financial Planning surveys in India – planning for our kids’ education is always going to be a top priority for Indian parents! Although this aspiration hasn’t changed over the years, the way we save for this critical goal has undergone dramatic shifts. Gone are the days when investors looked no further than “Child Education Insurance Plans” to fund their kids’ higher studies. With AMFI’s impactful “Mutual Funds Sahi hai” campaign, has come the awareness that a low cost, potentially high return, and transparent tool exists for Child Education Planning, in the form of Mutual Funds. Here are the three stages of accumulating wealth for your Child’s Higher studies using Mutual Funds.

Are Robo Advisors Right for You? Here's a Checklist

AMFI’s recent “Mutual Fund Sahi Hai” campaign has resulted in an interest in Mutual Fund Investments like never before. IPL watchers now enjoy the dual benefit of cricketing entertainment, coupled with Financial Education with respect to simplified Mutual Fund investing tips, tricks and fallacies! Along with the growing demand for Mutual Fund Investments, there’s been a steady rise in the number of Advisors – especially those who are choosing to leverage technology to create “robo advisory” platforms that do not have a human advisory element to them.

The 3 rules of Mutual Fund Investments

Over the years, Mutual Fund Investments have emerged as the top choice for smart investors who are not averse to taking a measured degree of risk in pursuit of achieving better real returns than traditional investments. For long term Wealth Creation, “Mutual Funds Sahi Hai!”.

Are Debt Mutual Fund Investments Risky?

Propelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, hordes of investors channelized their low-risk moneys from traditional instruments such as Bank Fixed Deposits, into Debt Mutual Fund Investments last year.

3 Reasons Why a SIP in an ELSS Makes Sense

Equity Mutual Funds have been going great guns of late! Despite the volatility witnessed during FY18, Equity funds (including ELSS) witnessed robust net inflow of Rs. 1.71 lakh crore. In the eleven-month period ending February 2018, cumulative SIP contribution was Rs. 60,071 crores. It is estimated that more than Rs. 6,000 crores now flow into Mutual Funds each month, via the SIP route.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.

“Change in Fundamental Attributes” of Your Mutual Fund Investment? Here’s How to Decode it!

SEBI, as a forward-thinking regulator, has always taken steps keeping investor interests at the centre of its decision-making process. It’s most recent directive mandated that AMC’s (Asset Management Companies) need to change the names and other attributes of some of their schemes, in order to more accurately reflect their modus operandi.

Why people lose money in Equity Mutual Funds

Equity Mutual Funds can be a great wealth-building tool when approached with patience and strategy. Avoid impulsive decisions driven by greed, fear, or impatience, and focus on long-term goals. Stick with your research, trust your advisor, and remember – don’t obsess over NAVs. When done right, Equity Mutual Funds truly are ‘Sahi Hai’ for creating lasting wealth.