Investing Insights

NASDAQ Mutual Funds Was One of the Best-Performing Indices in 2023 With 55% Returns. Should You Invest?

In 2023, the NASDAQ 100 Index gave stellar returns of 55%, making it one of the best-performing indices amongst major global indices. Looking at the 55% eye-popping returns in 2023, many Indian investors are looking at ways of investing in the NASDAQ out of sheer FOMO (Fear of Missing Out). They expect the outperformance to continue in 2024 and beyond.

Goal-Based Investing - What if Investments are not Linked with Financial Goals?

Investing using a goal based SIP calculator is an approach to investing that aligns the investor’s financial goals with their investments. The idea is that an investor’s investments should be tailored to their individual life goals, such as retirement, college savings, or buying a home. The goal-based investing approach encourages investors to analyze their financial goals and create a portfolio that is tailored to meeting those goals.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

Three biases that could impact your Financial Planning

When it comes to financial planning, behavioral biases can be your biggest obstacle. The sunk cost bias, conservatism bias, and action bias often prevent investors from making rational decisions, leading to poorly diversified portfolios, missed opportunities, and unnecessary costs. Recognizing and addressing these biases is key to successful financial planning.

The benefits of ELSS investment for the salaried class

ELSS Funds (Equity Linked Savings Schemes) are one of the best options for saving taxes under Section 80C. In a nutshell, an ELSS is an equity-based, diversified tax saving mutual fund scheme with a hard lock-in period of 3 years.

Mutual Fund Taxation: Changes After Budget 2024

During Budget 2024, the Finance Minister rationalised and simplified long-term capital gain (LTCG) taxation across asset classes. Two major announcements were made for the same.

Budget 2024: What to Expect – Tax Exemptions, Deductions, Change in Slabs or Status Quo?

With the new Government in place and the continuation of Nirmala Sitharaman as the Finance Minister, the Union Budget is expected to be presented in July 2024. The expectations from the Finance Minister are running high from all sections of taxpayers. In this article, we will look at what can a common man expect from the budget.

New KYC Changes Applicable From 1st April: How to Check Your Status and What Should You Do?

SEBI has made changes to the KYC requirements from 1st April 2024. All AMCs and SEBI Registered Intermediaries (SRIs) have to check the KYC details of existing investors and new investors. As a result, all investors will have to check their KYC status to continue with their existing and new investments.

5 Most Effective Ways to Get Your Financial Life on Track in 2023

To get your financial life on track in 2023, focus on key strategies like creating a budget, cutting unnecessary expenses, building an emergency fund, starting a SIP in ELSS for tax-saving investments, and investing in personal growth. With careful planning and the guidance of a financial planner, you can achieve financial stability and work toward a secure future.

Three Things That Could Surprisingly Affect Your Debt Mutual Fund Returns

The 95 Lakh Crore Fixed-Deposit base in India is witnessing an exodus these days. With key FD rates falling to near 6 per cent levels, more investors are turning to debt mutual fund investments to park their low risk funds.

How Can 50/30/20 Budgeting Help Allocate Money Towards Financial Goals

Most people understand the importance of financial planning and desire to invest towards their financial goals. However, some people are not able to do so because, by the end of the month, they are left with little or no money to invest.

Alternative Investments Are Booming: Be Aware of the Risks Before Investing

In the last few years, some fintechs have brought alternative investments within the reach of retail investors. Earlier, these opportunities were limited to specific investors like corporates, HNIs, family offices, etc. As alternative investments are accessible to retail investors, they have become popular in the last few years, and continue to grow at a fast pace. Before taking the plunge into alternative investments, retail investors should weigh the risks and rewards properly. So, what are some of the alternative investments available, and the risks that they carry?