Investing Insights

The benefits of ELSS investment for the salaried class

ELSS Funds (Equity Linked Savings Schemes) are one of the best options for saving taxes under Section 80C. In a nutshell, an ELSS is an equity-based, diversified tax saving mutual fund scheme with a hard lock-in period of 3 years.

How are Mutual Fund SIP Returns Calculated?

Sriniwas's confusion over his SIP returns highlights a common misunderstanding. Absolute returns can be misleading, and the real figure to focus on is the CAGR (Compound Annualised Growth Rate), which gives a clearer picture of investment performance. Understanding how SIP returns are calculated can make all the difference.

Income Tax Changes in Budget 2025 & RBI's Rate Cut: A Boost for Growth & Investments

Lower taxes, cheaper loans, and a push for private sector growth—how the latest Union Budget and RBI’s rate cut are shaping India’s economic future.

Mutual Fund Taxation: Changes After Budget 2024

During Budget 2024, the Finance Minister rationalised and simplified long-term capital gain (LTCG) taxation across asset classes. Two major announcements were made for the same.

Budget 2024: What to Expect – Tax Exemptions, Deductions, Change in Slabs or Status Quo?

With the new Government in place and the continuation of Nirmala Sitharaman as the Finance Minister, the Union Budget is expected to be presented in July 2024. The expectations from the Finance Minister are running high from all sections of taxpayers. In this article, we will look at what can a common man expect from the budget.

New KYC Changes Applicable From 1st April: How to Check Your Status and What Should You Do?

SEBI has made changes to the KYC requirements from 1st April 2024. All AMCs and SEBI Registered Intermediaries (SRIs) have to check the KYC details of existing investors and new investors. As a result, all investors will have to check their KYC status to continue with their existing and new investments.

5 Most Effective Ways to Get Your Financial Life on Track in 2023

To get your financial life on track in 2023, focus on key strategies like creating a budget, cutting unnecessary expenses, building an emergency fund, starting a SIP in ELSS for tax-saving investments, and investing in personal growth. With careful planning and the guidance of a financial planner, you can achieve financial stability and work toward a secure future.

Three Things That Could Surprisingly Affect Your Debt Mutual Fund Returns

The 95 Lakh Crore Fixed-Deposit base in India is witnessing an exodus these days. With key FD rates falling to near 6 per cent levels, more investors are turning to debt mutual fund investments to park their low risk funds.

How Can 50/30/20 Budgeting Help Allocate Money Towards Financial Goals

Most people understand the importance of financial planning and desire to invest towards their financial goals. However, some people are not able to do so because, by the end of the month, they are left with little or no money to invest.

Alternative Investments Are Booming: Be Aware of the Risks Before Investing

In the last few years, some fintechs have brought alternative investments within the reach of retail investors. Earlier, these opportunities were limited to specific investors like corporates, HNIs, family offices, etc. As alternative investments are accessible to retail investors, they have become popular in the last few years, and continue to grow at a fast pace. Before taking the plunge into alternative investments, retail investors should weigh the risks and rewards properly. So, what are some of the alternative investments available, and the risks that they carry?

IRDAI Has Announced Policyholder-Friendly Initiatives: How Will They Benefit You?

In the last few years, the awareness about the importance of health insurance has increased a lot. Many people who earlier did not have health insurance or were dependent only on employer's group cover or other group health insurance schemes have taken individual/family floater health insurance plans.

Silver Prices Are at a Record High: Should You Invest?

In April 2024, the silver prices made headlines by crossing all-time highs to touch Rs. 85,000 per kg. Silver has the dual benefit of being a precious metal and industrial metal. High inflation and geopolitical uncertainty have boosted the demand for precious metals.