Investing Insights

Factor-Based Funds: What Are They, and Should You Invest in Them?

Till about a few years back, investors could choose from either active or passive funds. The proponents of active funds say they have the flexibility of selecting stocks and the potential to generate alpha over the benchmark index. The proponents of passive funds say they are low-cost solutions for market returns, specifically as active funds will find it increasingly difficult to beat the benchmark index in future. But what if you could combine the benefits of active and passive funds in a single scheme? That is what factor-based funds offer. Recently, many AMCs have started offering factor-based funds. So, what are these and should you invest in them? Let us explore.

Importance Of Taking Informed Risk When Investing

Investors often align financial product choices with their risk profiles, such as favoring equities for aggressive strategies and debt for conservative ones. However, prioritizing investment time horizon over risk profile can lead to more informed decisions, ensuring suitability for both short-term and long-term goals.

Interest Rates May Go Down: Should You Lock Into High FD Rates or Invest in Duration Debt Funds?

In the last few monetary policy meetings, the Reserve Bank of India (RBI) and the US Fed have maintained a status quo on interest rates. Throughout most of 2022-23, most central banks increased interest rates to combat high inflation.

With FinEdge, MUTUAL FUNDS Sabse Sahi Hai !

Every day, more and more smart investors are looking to invest in mutual funds nowadays. With more than 38 lakh crores of mutual fund investment as on date and more than 5.5 Lakh crore SIP mutual fund investment accounts, it’s an undisputed fact that “Mutual Funds Sahi Hai!!

Should You Invest In Smallcap Mutual Funds

In December 2023, the smallcap funds got inflows of Rs. 3,857 crores. The inflows were the 2nd highest in the equity category after sectoral/thematic funds. So, why are investors rushing to invest in smallcap MFs, and should you also invest? Let us find out.

3 Mutual Fund Investment Myths

As the cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 50 Lakh Crore (50 Trillion) rupee mark, there is anecdotal evidence suggesting that several Mutual Fund investment related misbeliefs still abound. Investors need to be aware of these myths to make informed decisions. Here are three common ones to watch out for:

5 Reasons Why You Should Occasionally Review Your Portfolio

Enamoured by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, new investors flocked to Mutual Funds in droves between 2015 and 2018. As first timers, many of these investors are unaware about the importance of regularly having their portfolios reviewed by a professional Financial Advisor.

When should you start with Retirement Planning?

Don’t be fooled by all those advertisements featuring retired couples sipping cocktails on a sunny beach. Retirement Planning is serious business; and a mix of social, cultural, and economic factors are making it a more critical element of your financial planning with every passing day. Unfortunately, recent research also shows that only about 50% of us are habitually saving for our retirement planning.

Chasing Returns vs. Wealth Creation

Creating Wealth from your investments is all about return maximization, right? Wrong! It may surprise you to know that your pernicious little habit of always trying to maximize portfolio returns may in fact be what is impeding your ability to generate long-term wealth. Here’s are four reasons why.

Should you invest into NFO’s (New Fund Offers)?

AMFI's ad campaign boosts mutual fund interest, but investors must cautiously assess NFOs amidst SEBI's re-categorization.

How to Make Your SIP Investments Work for You

Fuelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, Mutual Fund SIP’s have witnessed massive traction over the past few years. In fact, monthly SIP flows of the industry has had a giant leap in the past few years to almost Rs. 14,000 crores. If you’re a Mutual Fund SIP investor, here are four ways to make them work for you.

Shift in trend; 62% of Indian fathers now prioritize their daughters' education and empowerment over early marriages: FinEdge Financial Goals Study

At 30, the highest priority goal for fathers is to buy a home (26%), with only 6% of them actively planning for their children's futures at this stage. Only 1 in 5 respondents prioritize their retirement over their child's education; proclivity for retirement planning is slightly more pronounced in the south zone