Top Tips for Successful Investment Portfolio Management

We have all heard the well-known phrase: “Don’t put all your eggs in one basket”. The phrase applies to many aspects of life, including investments. If you put all your money in a single asset class or security, and its value falls sharply or goes bust, you will incur significant losses or lose all your money. Hence, you need to build a diversified investment portfolio and manage it well. In this article, we will understand what is investment portfolio management, how to build and manage an investment portfolio.

Essential Asset Allocation Strategies for a Balanced Investment Portfolio

In 2024 (as of June 2024), the Nifty 50 Index has given a return of 28.12%. During the same period, gold has gone up by 23.56% and fixed income has given a return of 7.27%. In the calendar year 2022, gold was the top-performing asset class, whereas in 2015, fixed income was the top-performing asset class. So, different asset classes take turns to outperform each other year after year. Hence when it comes to managing existing wealth, most investors follow asset allocation by building a diversified investment portfolio. In this article, we will understand what asset allocation is, asset allocation strategies, and how to use them to build a balanced investment portfolio.

Portfolio Rebalancing: What Is It and How to Do It

As of August 2024, the stock markets are trading near all-time high levels. In the last one year (as of 31st July 2024), the Nifty 50 Index has risen 26.31%. The Nifty Midcap 150 Index, with 54.60% returns, and the Nifty Smallcap 250 Index, with 58.06% returns, have done even better. During the same period, fixed income has been steady, with most debt instruments giving 7-9% returns. As a result, an investor's asset allocation would get skewed in favour of equities. Hence, the investor needs to do portfolio rebalancing. In this article, we will understand what portfolio rebalancing is, why, when, and how you should do it.

What It Takes to Build a Resilient Portfolio

The Indian stock market has been on an upward trend for nearly three years. The sharp market correction of 30% plus seen during March 2020 seems to be an event in the distinct past. However, such sharp volatility is a part and parcel of equity investing. Hence, from an investor perspective what one needs is a resilient portfolio which can weather any market disruption.

The 5 things all great Advisors expect from their Clients

While much has been said about the traits of great Financial Advisors, the fact remains that the Client-Advisor relationship is a deeply symbiotic one, whose long-term success is contingent upon the attitudes and actions of both parties involved. Here are the five things that your Financial Advisor expects from you to ensure that your investing experience a great one.

Five Traits of Smart Investors

It goes without saying that the COVID 19 crisis has tested the mettle of investors like never before. From the heady highs of February to the dark depths of March, and to the sharp recovery that has followed since, market movements of 2020 have been truly unprecedented. However, smart investors continue to remain relatively unscathed through all this madness, while the less smart ones have seen their portfolios getting pulverized. Do you want to be a smart investor too? Start off by cultivating these five traits that characterize them.

The Importance of Portfolio Reviews

It can be said that the hallmark of great Financial Advisors is the efficiency and efficacy of their Portfolio Review process. We live in a dynamic era, in which reality is evolving on an almost continuous basis. In such a scenario where today’s reality may be markedly different from yesterdays, the convenient “SIP it, shut it, forget it” philosophy may not hold its ground too well. It becomes critical to revisit your investment portfolio at least once a year, or if high-impact economic events take place, to make sure everything is still in sync. Here are five key objectives that conflict-free Financial Advisors aim to achieve during a periodic Portfolio Review.

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