Investing Insights

...
A Smart Profit Booking Strategy for Long Term SIP Investors

With market valuations at record highs and economic uncertainties looming, it’s wise to adjust your equity SIP strategy. Shift load-free units to a liquid fund and start an 18-month STP to reduce short-term risk while staying on track for long-term growth. This tactical approach helps you navigate market volatility without abandoning your wealth creation goals.

...
Low SIP returns? Don’t worry!

AMFI’s impactful and far reaching “Mutual Funds Sahi Hai” successfully drew thousands of first time Mutual Fund investors into the fold in the past three years. Emboldened by healthy past returns, a large number of these investors took the SIP (Systematic Investment Plan) route. Unfortunately for them, SIP returns haven’t quite been hunky dory in the past couple of years. The large majority of Mutual Fund SIP investors who began investing last year are sitting on flat to marginally negative returns and having to wrestle with creeping doubts.

...
Are Mutual Fund SIP Investments Low Risk?

In May 2018, Equity funds (including ELSS) witnessed net inflows of Rs. 11,350 crore, up 1.60% from Rs. 11,171 crores in April 2018.  Mutual Fund SIP Investments continue to gain traction, and their contribution has almost doubled in last two years from Rs. 3,122 crores in April 2016 to Rs. 6,690 crores in April 2018!

...
What is a SIP Investment?

Systematic Investment Plans (SIP) have grown tremendously in popularity over the past few years. It is estimated that nearly Rs. 60,000 Crores of savings have been deployed into Mutual Funds in 2017-18 using SIP’s. With SIP’s, investors can automatically invest a fixed sum of money in a mutual fund at pre-specified intervals of time – for instance, once a month, week, or fortnight by issuing a one-time instruction for the same. Just like a Recurring Deposit (RDs) for mutual funds, SIPs help you invest regularly and with discipline; they also take away the hassle of having to manually invest money every month.

...
How to invest in SIP’s or Systematic Investment Plan

Read this blog to know simple steps to invest in SIPs if you’re a first-time investor who is confused about how to invest in SIP’s. To know more, visit FinEdge now!

...
Why Mutual Fund SIP’s Work Best For Goal Planning

More and more people are beginning to make use of Mutual Fund SIP’s as a tool for saving for their Financial Goals. Retail investors in the year 2017 pumped in a record Rs 1.3 lakh crore in equity mutual funds. As of December 2017, the industry SIP book is close to Rs. 6,000 crores, with the industry adding over 9 lakh SIP accounts each month on an average, as compared to an SIP book value of Rs. 4,100 crores in January 2017. Here are three good reasons why Mutual Fund SIP’s work best when it comes to Goal Planning.

...
Four Things to Keep in Mind While Making SIP Investments

Mutual Fund SIPs are not risk-free, returns may vary, volatility benefits long-term growth, and fund selection should align with your investment horizon.

...
Three Ways to Turbocharge Your SIP Investments

Mutual Fund SIP Growth & Strategy: The rise of Mutual Fund SIPs is fueled by financial shifts post-demonetization, lower FD returns, and growing online investment platforms. (Investment Trends & Accessibility) Maximizing SIP Returns: Increase SIPs by 10% annually, stay consistent, and avoid market timing to maximize long-term wealth creation. (Investment Discipline & Growth)

...
Four SIP Investment Planning Mistakes People Make

It’s evident that SIPs have become a preferred investment choice for long-term wealth creation, given their ability to leverage market volatility and the power of compounding. However, to maximize returns, investors must be strategic in their approach. Avoiding common mistakes such as selecting funds based on past returns, frequently stopping and starting investments, neglecting annual step-ups, and being overly conservative can significantly impact financial goals.

...
What Makes SIP+ELSS a Winning Combo For Tax-Saving?

Starting early with ELSS investments and SIPs can help you optimize tax savings while building long-term wealth efficiently.